There are more ways to fund home care than most families realise. Here's an honest guide to the main routes for families across North London. Your exact cost depends on your care plan. We give every family a clear written quote once we've talked through your needs, and we'll happily explain funding on the phone.
Anyone can ask their local council for a free care needs assessment, whether that's Enfield or a neighbouring North London borough. If you're eligible, the council may fund some or all of your care, depending on a financial assessment of your savings and income.
Adult social care at Enfield Council →If the council funds your care, you can ask for the money as a direct payment and choose your own provider, including Primavera Care. You stay in control of who comes into your home.
How direct payments work (NHS) →Attendance Allowance (over State Pension age) and Personal Independence Payment are benefits that don't depend on savings. Many of our clients use them to cover part of their care, and many eligible people never claim.
Check Attendance Allowance (GOV.UK) →If care needs are primarily health-related, for example after a hospital stay or with a complex condition, the NHS may fund the full package of care at home, regardless of income.
NHS Continuing Healthcare explained →Many families fund care privately. You pay only for the visits in your plan, no joining fees, no long contracts, and you can increase, reduce or pause visits as needs change.
Get a written quote, starting with an enquiry →Age UK, Citizens Advice and Enfield Carers Centre all offer free, independent guidance on care funding and benefits. We're happy to point you to the right one for your situation.
Age UK: paying for homecare →Funding is the part families find hardest. Call us and we'll explain what applies to your situation and what to do first, even if you don't choose us.